Our clients have various profiles, but they all value the same thing: our ability to serve them anywhere in the world.”In his interview with Business Life magazine, Lucien Jr. Letayf, Founder and CEO of IFO Global (Insurance Family Office), explains in detail what his company brings that is truly ne
Relocating abroad as a family is an exciting adventure, but it also raises important questions: access to healthcare, medical costs, hospital standards, maternity coverage, and the specific needs of children at every age. In some countries, a routine hospital stay can cost several thousand euros; in
IntroductionOwners of high-end cars routinely entrust their vehicle to a friend, a family member, a private chauffeur, a concierge service or a specialised rental company. In a world where families move between several countries and premium lifestyle services are increasingly common, these arrangeme
Introduction: a high-stakes risk often underestimated by affluent property ownersRenting out a luxury residence — whether a Mediterranean villa, a London penthouse, an Alpine chalet, or a secondary home abroad — has become increasingly common among HNWI and internationally mobile families. Yet one e
Sailing means freedom. But being poorly insured is a major riskOwning a yacht or a sailing yacht is far more than a simple pleasure; it is a lifestyle, a space of absolute freedom, and often an extension of one’s estate or secondary residence. Yet behind this sense of escape lie complex technical, l
Frequent travellers — whether for business or leisure — are exposed to risks that are often underestimated: accidents abroad, unexpected hospitalisation, lost luggage, flight cancellations… These unforeseen events can quickly turn a smooth trip into a stressful experience, especially when travelling
With long periods of vacancy, increased exposure to risk, and cross-border complexity, insuring a second home is a far more strategic matter than it may appear.IntroductionImagine this: you spend a few weeks each year in your seaside villa or mountain chalet. Then the shutters close, and the propert
Living between several countries is a privilege that more and more affluent and globally mobile individuals are embracing: a pied-à-terre in London, a secondary residence in Dubai, a few months in Paris or Geneva… Yet this freedom of movement raises an often-underestimated question: how can one ensu
Every year, thousands of international students leave their home countries to pursue studies abroad: prestigious universities in the United States, business schools in London, technology campuses in Asia, or academic programs across Europe. For families—especially those whose children grow up in a p
Introduction: passion, heritage and hidden risksOwning a classic automobile is more than an aesthetic pleasure: it is a heritage investment sometimes comparable to a work of art. When this mechanical jewel drives the roads of the Mille Miglia in Italy, is displayed at the Pebble Beach Concours d’Ele
IntroductionAn Old Master painting acquired at a Sotheby’s auction, a contemporary sculpture purchased in Basel, or a rare piece handed down through three generations… Owning an art collection is far more than an investment: it is a passion, a legacy, and sometimes even an essential part of one’s id
Introduction: a decision that goes far beyond a simple acquisitionBuying a villa in Spain, a chalet in Switzerland, or an apartment in Dubai is a common step for many wealthy investors. But behind the dream lies a complex reality: properly insuring a property abroad is anything but straightforward.
Introduction: a strategic choice, far beyond a simple formalityAt IFO Global France, we designed EUGEN in partnership with Swiss Life, one of the largest health insurance providers in the world. This solution was created specifically for French expatriates in Europe, offering solid, reliable coverag
Owning a luxury yacht is first and foremost an experience of freedom, prestige, and comfort. But it’s also a major responsibility, especially when it comes to insurance. In 2025, the differences between insurance frameworks in Monaco, Malta, or Dubai can affect not only coverage but also cost, compl